Funding Products

Business Funding Solutions
Built for the Real World

Every funding product we offer is designed around how your business actually operates — not how a bank thinks it should.

Business team working on growth strategy
Working Capital

Working Capital Loans

When your business needs capital to bridge a gap, fund a growth push, or simply maintain smooth operations, a working capital loan gives you the runway to execute.

Unlike traditional bank loans that scrutinize every detail for months, our direct lending process evaluates your business holistically — revenue, operations, and trajectory — to get you funded quickly.

Funding amounts tailored to your revenue profile
Decisions in as little as 72 hours
Flexible repayment structures
No personal asset collateral required in most cases
Apply for Working Capital
Industrial equipment and machinery
Equipment Financing

Equipment & Asset Financing

The right equipment transforms operational capacity. Equipment financing lets you acquire the tools, vehicles, machinery, or technology your business needs — without depleting the working capital that keeps your operation running.

The equipment itself typically serves as collateral, which can result in more favorable terms even for businesses with shorter credit histories.

Finance new or used equipment
Preserve operating cash flow
Terms structured to match equipment useful life
Potential tax advantages (consult your accountant)
Explore Equipment Financing
Revenue and business performance charts
Revenue-Based Financing

Revenue-Based Financing

For businesses with strong, consistent revenue, revenue-based financing offers a funding structure that moves with your business cycle. Repayment is tied to your ongoing revenue performance — when business is strong, you pay more; when it's slower, you pay less.

This structure is particularly well-suited for businesses with seasonal revenue patterns or variable monthly performance.

Repayment tied to actual revenue
No fixed monthly payment pressure during slow periods
Ideal for retail, hospitality, and seasonal businesses
Fast qualification based on revenue history
Apply for Revenue-Based Financing
Business financial planning and strategy
Lines of Credit

Business Lines of Credit

A business line of credit gives you access to a pool of capital that you draw from as needed — and only pay for what you use. It's the most flexible funding tool available, giving you financial agility without the commitment of a term loan.

Draw funds as needed, up to your approved limit
Revolving — repay and access again
Interest only on the amount drawn
Ideal for businesses with variable capital needs
Explore Lines of Credit
Invoice and accounts receivable management
Invoice Financing

Invoice & Receivables Financing

Outstanding invoices are assets — but they're illiquid until your customers pay. Invoice financing converts that trapped value into immediate working capital, letting you reinvest in operations without waiting 30, 60, or 90 days for payment.

This solution is particularly powerful for B2B businesses, contractors, and service providers with consistent invoicing cycles.

Access up to 90% of invoice value immediately
Stop waiting on slow-paying customers
No new debt — your invoices are your collateral
Scales with your business volume
Apply for Invoice Financing
Business expansion and new location
Expansion Funding

Business Expansion Funding

Growth requires capital. Whether you're opening a second location, expanding your product line, hiring a larger team, or entering a new market, our expansion funding is structured to give you the runway to execute your vision.

We evaluate expansion opportunities holistically — looking at your existing business performance, market opportunity, and execution plan — to structure funding that actually fits the project.

Larger funding amounts for significant growth initiatives
Structured around project timelines and milestones
Suitable for multi-location businesses
Combined with working capital options when needed
Discuss Expansion Funding
General Eligibility

What We Look for
in a Business Partner

Our evaluation process is comprehensive, not check-box. These are general guidelines — every application is reviewed individually.

Time in Business

Typically 6+ months in operation, though we evaluate each business on its full profile, not a single metric.

Monthly Revenue

Most of our programs begin at $10,000+ monthly revenue. We look at your revenue trend, not just current volume.

Business Bank Account

An active business checking account with 3–6 months of statements for review is standard in our process.

Business Type

We fund a wide range of industries across Texas — retail, construction, food service, professional services, and more.

Credit Profile

While credit is a factor, we evaluate the full picture — revenue, cash flow, and business performance matter significantly.

Location

Registered and operating business in the United States, with a focus on Texas-based businesses for our direct programs.

Not Sure Which Product
Is Right for Your Business?

Talk to Our Team